Your Expert Team

Purchasing real estate for most people is the single largest investment of your life. This is why people trust their own team of professionals to navigate them through the real estate space.

Your All-Star Lineup

Here are the 4 experts that you need to trust while purchasing real estate.

Real Estate Agent (Team Captain)

Your realtor is the spearhead of your real estate team. They are the expert you will spend the majority of your time with when looking for a place. They are the ones that deal with making offers on properties and act as the middleman between you and the selling party. A good realtor will take the time to understand your situation, give you tailored advice and suggest properties that fit your criteria.

Realtors have a deep knowledge of different types of buildings and areas while having access to more tools and information on properties. Using a realtor is a MUST. They get paid from the seller so it’s a free service when purchasing a home.

Mortgage Broker (Assistant Captain)

Your mortgage broker is the financier of the real estate purchase. They look at your entire financial picture and come up with purchase scenarios that are custom to you. Mortgage brokers act as the middleman between you and the different lenders while giving you unbiased advice. A mortgage broker’s job is to make the mortgage process go as smooth as possible while getting you the best mortgage product on the market.

A mortgage broker works independently. So unlike the bank where they get paid a salary whether or not you work with them. The mortgage broker’s interests align with yours to make sure you get the best deal. Mortgage brokers not only get you competitive rates by looking at all the options, but they are also a free service just like working with a bank.

Why wouldn’t you want an expert on your team with your best interest in mind instead of the banks?

Real Estate Lawyer or Notary (Score-keeper)

A Real estate lawyer or Notary’s job is to finish the transaction and make sure all of the legal paperwork is in order. They are the ones who talk you through all the binding contracts before closing and registering the property in the new owner’s name.

The Notary is the party that holds all the money and makes sure the buyer and sellers get the correct dollar amounts. Both the buyer and the seller need to have their own individual lawyer.

The difference between the two is one is an actual lawyer who can review the contract and give feedback. If something goes wrong with the sale the lawyer will be able to help and give guidance. Whereas the notaries are slightly cheaper but are only there to do the bare minimum needed to complete the transaction.

Home Inspector (Goal Keeper)

The Home inspector is the best bang for your buck. They will go through the property and give you a report on EVERYTHING. They are the ones who make sure the property has no major issues that will come up after you have purchased it. Leak behind the wall? They will find it. Issues with electrical outlets? They will find that too!

The home inspector is a MUST when looking at properties new or old. While their job only takes a few hours, getting an expert who knows what to look for can save you thousands of dollars if there are issues. (You will also know what to fix when you move in).

Through my years as a mortgage broker I have built a network of great individuals, each is an expert in their rightful field. If you are looking to add any of these to your line-up, I can put you in touch with the best!

Got Questions? Reach out!
I’d love to hear about you and create a plan towards homeownership.

Your Mortgage Broker,

Mack